Payment Plans
Flexible paths to ownership.
Three structures designed around how real people buy property — not one-size-fits-all financing.
5% discount
Cash purchase
From KES 7.6M
Immediate reservation
- 1Sign reservation agreement
- 2Full payment within 14 days
- 35% discount applied automatically
- 4Unit allocated and title process begins
Most popular
Instalment plan
From KES 8M
12-month payment window
- 1Sign reservation agreement
- 230% deposit within 30 days
- 3Balance in equal monthly instalments over 12 months
- 4Final payment due before handover
- 5No interest charged during construction period
Bank partnerships
Mortgage-ready
From KES 8M
Mortgage approval window
- 1Sign reservation agreement with 10% deposit
- 2KCiti provides mortgage support letter to partner banks
- 3Mortgage approval typically within 60 days
- 4Bank disburses directly to KCiti
- 5Partners: KCB, Equity, Stanbic, NCBA
FAQ